"A partnership that grows with you."

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IPS vs. Factoring Industry

Factoring is everywhere but the industry itself is discredited and misunderstood -- whether for lack of transparency, no regulation, or misleading advertising. IPS is different because we offer invoice financing without factoring conditions.

	IPS	FACTORING INDUSTRY
Funding within 8 business hours	√	×
One-page application	√	×
No PPSA before approval	√	×
Same-day approval	√	×
No binding contract	√	×
No underwriting fee	√	×
No buyout fee	√	×
No tier system fee	√	×
No General Security Agreement	√	×
No minimum requirement	√	×
No maximum limit	√	×
Full advance	√	×
No fee for credit checks	√	×
No lockbox fee	√	×
No misdirected fee	√	×
Partial release option	√	×
Electronic deposit for clients	√	×
Electronic payment for payers	√	×
No penalty for termination	√	×

Recourse vs. Non-recourse Financing

The concept of non-recourse comes up often in finance. It seeks to reassure invoice financing clients that even if a customer fails to pay an invoice, the finance company assumes the risk.

Sounds great, right?

Well, non-recourse comes with many conditions and restrictions and applies to very few situations. This is why we choose the simplicity and transparency of recourse financing.

What this means for you:

No misleading fine print or guessing which invoices qualify for non-recourse

Flexibility as to which invoices you want to finance with no limits on the volume

Respectful and hassle-free relationship between your customers and IPS

What do we get with IPS that we cannot get with other factoring companies?

Flexible use-as-you-need service
Streamlined onboarding process
Value-added tools and benefits

Providing our clients with a transparent and seamless service is our goal. Reach out today to see if our 8-hour invoice payment solution is right for your business.

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